When looking around for a Home Loan, it can sometimes be difficult at the best of times. Having to supply a lot of paperwork and information when applying can both be confusing and tedious. If you’re a business owner or self-employed, many lenders and banks will want even more information from you, including tax records dating many years before.
This puts a lot of self-employed people off from attempting to apply for a home loan as it is deemed just “too hard”. However, there are loans known as “low doc” loans. These loans can help those who are self-employed to obtain a home loan without the hassle of providing extensive amounts of paperwork to be approved. You may not have access to the tax returns and financial statements the lender requires to approve you, which is where a low doc loan comes in handy. A mortgage broker can help quite a lot when it comes to needing a low doc loan, as they will know which banks and lenders are available to provide such a loan. They can help you to go through the application process and find a lender that will assist you with your finance needs. If you’re looking for a low doc mortgage broker in the Gold Coast area, check out the great team at Go Mortgage at https://www.gomc.com.au or by calling 1300 855 244
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January 2017
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